CONTABILIDADE PESSOA FÍSICA: EDUCAÇÃO FINANCEIRA E O PAPEL DO CONTADOR NA GESTÃO DE FINANÇAS PESSOAIS
CONTABILIDADE PESSOA FÍSICA: EDUCAÇÃO FINANCEIRA E O PAPEL DO CONTADOR NA GESTÃO DE FINANÇAS PESSOAIS
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DOI: https://doi.org/10.22533/at.ed.149112522045
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Palavras-chave: Educação financeira. Gestão de finanças pessoais. Planejamento financeiro. Contabilidade para pessoas físicas.
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Keywords: Financial education. Personal finance management. Financial planning. Accounting for individual.
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Abstract: Accounting aimed at individuals has proven to be an essential tool to promote financial education and assist in the efficient management of personal finances. This article highlights the strategic role of the accountant as a financial advisor and consultant, helping individuals achieve financial balance and make informed decisions. Financial education is seen as the basis for planning and organizing finances, allowing greater control over spending, savings and investments. In this context, the accountant can work on preparing financial diagnoses, tax planning, and providing guidance on best consumption and investment practices. By understanding the client's financial reality, the accountant contributes to the creation of personalized strategies that promote economic sustainability and the achievement of financial goals in the short, medium and long term. Furthermore, the article reinforces the importance of raising awareness about debt management and building solid assets. It is concluded that the accountant's role in financial education and personal finance management can transform people's relationship with money, contributing to a more financially educated and responsible society.
- Isadora Soares Brandão
- Dyego Penna Carvalho
- Osvaldo Daniel dos Santos Pinheiro