SAVINGS AND INVESTMENT HABITS IN YOUNG UNIVERSITY ACCOUNTING STUDENTS OF THE UAEM TEXCOCO GENERATION 2019-2023

• DOI: https://doi.org/10.22533/at.ed.558422415016

• Palavras-chave: Educación Financiera, Ahorro e Inversión, Universitarios.

• Keywords: Financial Education, Savings and Investment, University Students.

• Abstract:

  This article shows the importance and level of financial education that the Accounting students of UAEM Texcoco generation 2019-2023 have since these will be the professionals of tomorrow. The problem is that, due to various circumstances, they do not apply financial education to carry out activities for the benefit of themselves, so the objective is to analyze the socioeconomic and cultural factors that intervene to promote savings and investment, by applying a survey to 61 students of the Bachelor's Degree in Accounting from the 2019-2023 generation of the UAEM Texcoco University Center. The research type is applied, with a mixed approach, using the deductive, inductive and dialectical method, using the content analysis technique. The results through descriptive statistics show that more than 50% of students are interested in savings and investment topics, showing that their level of financial education is a medium to low level, however, for different causes and factors, such as the standard of living, work situation or family education, they do not carry out these activities in an optimal way, so it is necessary to implement various mechanisms and tools that contribute to practicing savings for future investments.