EL MANEJO DE LAS FINANZAS DE LOS FUNCIONARIOS DE LA UNIVERSIDAD CENTRO MÉDICO BAUTISTA EN EL AÑO 2024
EL MANEJO DE LAS FINANZAS DE LOS FUNCIONARIOS DE LA UNIVERSIDAD CENTRO MÉDICO BAUTISTA EN EL AÑO 2024
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DOI: https://doi.org/10.22533/at.ed.817811025300610
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Palavras-chave: Ahorro, Finanzas, Impuestos, Presupuesto, Seguro.
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Keywords: Savings, Finance, Taxes, Budget, Insurance.
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Abstract: In order to identify the control of the finances of employees in the U.C.M.B in 2024, a research with an observational design, quantitative approach, descriptive and cross-sectional study was carried out from February to June 2024. The objectives were: to recognize the financial decisions that determine healthy habits in the use of money; identify factors of deterioration of personal finances and determine the need for an action plan. In the interest of obtaining a diagnosis of the current situation and thus recommending a strengthening program that provides the necessary tools and knowledge that lead to stable financial health. The sample was selected by the simple random method, consisting of 30 employees. The study revealed excessive indebtedness, lack of long-term financial planning, and lack of knowledge of relevant financial products. It was concluded that, in order to improve financial management, practical strategies must be implemented. The implementation of courses, workshops or trainings that provide officials with the tools and knowledge necessary to make sound financial decisions and develop healthy financial habits is recommended.
- Ernesto Simari